Mortgages by Melissa
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Welcome to your one-stop shop for the best mortgage solutions!
With access to over 150 top lenders, I specialize in finding the most competitive rates for you. Whether you're a first-time homebuyer or looking to refinance, I make the approval process quick and easy!
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Kuv yog Hmoob. Hais lus Hmoob.
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Nyob zoo. Kuv yog Melissa Xiong, ib tug ntxhais txais nyiaj yuav vaj tse nyob rau hauv Minnesota thiab Wisconsin. Ua ntej koj yuav mus cuag ib tug Realtor, hu tuaj rau kuv pab koj npaj kom tau koj daim Pre-Approval Letter.
Kuv yuav pab koj kom txhua yam yooj yim thiab sai rau koj. Ua tsaug ntau ntau uas koj siv sijhawm los saib txog kuv.
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Mortgage rates fell to their lowest level since October and purchase application activity is improving as borrowers take advantage of the decline in rates.
We have the financing options you need!
Explore our traditional loan options designed to make buying or refinancing your home simple, affordable, and stress-free.
Buy
We offer traditional loans like conventional, FHA, VA, USDA, and jumbo loans, plus fixed or adjustable rates.
Refinance
Thinking about refinancing? Whether you want to lower your monthly payment, shorten your loan term, or take cash out from your home's equity, refinancing can be a smart financial move.
Heloc
A Home Equity Line of Credit (HELOC) lets you borrow against the equity in your home, giving you flexible access to cash when you need it.
Need something else?
Our financing options don't stop at traditional home loans—working with me means access to a powerful network of commercial, hard money, and alternative lenders ready to finance your unique or non-traditional real estate goals.
Whether you're investing in a commercial property, flipping a house, or need flexible terms that big banks can't offer, I connect you with solutions that work when others say no. Whatever your vision, I’ll help you fund it with speed, creativity, and expert support.
We work with top lenders like...
Contact
5868 Baker Road, Minnetonka, MN 55345
763-242-3505
Melissa Xiong, Mortgage Loan Officer